Leslie Byck
Managing Member, Financial Advisor
Leslie Byck is a managing member of Reptax Financial LLC, and she works as an independent financial advisor helping clients with retirement income and tax-advantaged retirement strategies. Leslie currently holds a life insurance license and is working on obtaining her Series 65 securities registration. She has more than 20 years of experience in the financial services industry, with six years of it spent at Goldman Sachs in their high-net-worth private wealth management group, and the rest spent helping clients with retirement and tax strategies at Reptax Professionals, the sister firm run by husband and business partner, David Byck.
“Together, Reptax Financial and Reptax Professionals specialize in offering our clients a full-service accounting, tax, and financial experience in a ‘one-stop shop’ approach. We also specifically specialize in helping clients navigate through the retirement planning process, including helping clients optimize their tax situation during retirement by focusing on tax planning strategies”
Leslie is excited to take her career to the next level at this point in her life. “I chose this profession so that we could help clients maximize their earnings and protect their assets. Accounting and finance can be very confusing to most people so we advise clients and help them feel more comfortable with their unique financial and tax situation. Additionally, clients need help with retirement income planning far in advance of the date that they plan to retire, and that goes double for people who are self-employed contractors without access to a common workplace 401(k) plan,” she says.
Reptax takes a very personalized approach to clients. Leslie says, “We appreciate that everyone has specific goals and financial needs, and at the end of the day, we know that our success equates to your success. Our approach is much different than other advisory firms in that we provide a unique full-service look at each client’s holistic financial needs while optimizing tax strategies. In other words, we provide tax advice in the realm of also offering a full-service experience. Our tax knowledge is what sets us apart from many other people and firms.”
Leslie has chosen to obtain her life insurance license again partly because in the last 20 years, life insurance companies have been providing innovations in the form of permanent products that go beyond term or whole life. She is currently pursuing her Series 65 securities registration, which will result in her becoming a fee-based fiduciary financial advisor. Fiduciary advisors do not make commission on stocks, equities or bond trades, and they must always work in the client’s best interest, fully disclosing underlying fees and costs of the products and financial strategies that they recommend.
“What I most enjoy is educating clients and empowering them by sharing our knowledge. We are a very approachable and unintimidating team of professionals who truly enjoy working with people. Our mission is to help our clients achieve their financial goals utilizing tax and financial strategies.”
Leslie grew up in New York, and she received her Bachelor of Science from Cornell University in human development and family studies. She is married to David Byck and they have two grown daughters who are undergraduate college students—one at Florida State University and the other at Rutgers University.
She says, “When my kids were younger, I coached both soccer for our local kids’ league as well as running through our local chapter of a national organization called “Girls on the Run.” (Their mission statement is: ‘We inspire girls to be joyful, healthy and confident using a fun, experience-based curriculum which creatively integrates running.’)”
“I was also president of my daughters’ parent teacher organization in one of their schools and I held board positions on the PTA while the girls were in grade school. It is important to me to be involved in the community as I believe that volunteering and giving back to the community are essential for the health and growth of a community and the people in it. I also wanted to be a role model for my daughters,” Leslie says.
Currently residing in Wellington, Florida, with husband, David, in her free time Leslie enjoys spending time with family and friends, weightlifting, running, being outdoors, and reading.
Services at Reptax
Reptax offers clients a full-service accounting, tax, and financial experience in a ‘one-stop shop’ approach. We offer a large range of services that can be scaled up or down to meet the needs of entrepreneurs, solopreneurs, as well as individuals and couples who want to plan for retirement. Here are just some of the services we can provide.
Retirement & Income Planning
Planning early can give you the best chance of retiring and staying retired while living your desired lifestyle. We help you with tax-efficient distribution and retirement income planning, and we stay by your side for life. For those with fluctuating income, it may be even more important to plan ahead for lifetime retirement income later.
Tax Planning & Tax Preparation
We offer both sides of the financial equation—tax returns and a wide range of financial instruments—to help you protect and grow your wealth. We’ll help you find ways to potentially save on taxes now, as well as looking to your future during retirement. Real estate professionals in particular have special tax designations and rules that we can help with.
Trusts & Tax-Advantaged Estate Planning
If you have a family and/or assets, you need an estate plan. We work with estate attorneys to help you pass on a tax-advantaged legacy to your heirs and/or charities, documenting your desires for a stress-free transfer of wealth which can potentially bypass probate.
Harvesting Assets/ Withdrawal Planning
If you have a large amount of assets saved in taxable accounts like traditional 401(k)s or IRAs, you may have less money for retirement than you thought. By working in advance, we can help you consider Roth conversions or other strategies with the goal of achieving tax efficiencies.
401(k) Rollovers
If you have reached age 59-1/2, you may be able to do an in-service rollover while you’re still working. And if you have a 401(k) at an old company, you can roll that money over to your own account and potentially do more with it. At retirement, it’s important to look at the entire picture to assess what might be best in your particular situation.
Risk Management & Insurance Strategies
As part of a complete plan, we recommend that the risk of potential adverse life events be planned for. If worst-case scenarios never happen, fantastic. If it does, you have shifted financial risk away from your loved ones over to insurance companies created for just that purpose.
