Resources

Family Banking for Business Owners

The cash value inside an IUL (indexed universal life) policy can be borrowed at an interest rate specified in the policy, providing liquid funds for business owners for various needs, including investments, emergencies, or other opportunities that arise.

Traditional versus Roth IRA Accounts

What is the difference between a traditional IRA versus a Roth IRA account? A traditional Individual Retirement Account is created with pre-tax money, while a Roth IRA is created with after-tax money. So which type of account you choose to open has to do with your tax situation and what your tax situation will be during your retirement.

What is an FIA (Fixed Indexed Annuity)

An annuity might help you convert your retirement savings into a monthly income that can last as long as you live. You can sometimes think of annuities as your own personal pension. But not all annuities are the same. Learn more about fixed indexed annuities with potential for market growth plus protection.

Decumulation Versus Accumulation

When you decide to retire, you will have to create a monthly income out of the retirement savings you have accumulated. Instead of earning and saving, you’ll be spending. The trick is, how do you spend without running out of money? Decumulation is a whole different way of thinking!